Trust indexHIGHOwnerDama N.V.Year launched2021Rating4.8/5
Ricky Casino logoRicky Casino

Up to A$7,500 + 550 Free Spins

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🇦🇺 Australian players

Casino games4,000+
Minimum depositA$20
Payout speedInstant – 3 days
Bank TransferCashtoCodeCryptoMAEMastercardNeosurfVisa
Liam HartleyWritten byLiam Hartley
Chloe BennettEdited byChloe Bennett

Ricky Casino Review

Ricky Casino is assessed through its 4,000+ lobby, Up to A$7,500 + 550 Free Spins offer, A$20 entry point and Instant – 3 days payout description. We also trace Dama N.V. through the ownership details before considering usability.

We do not turn Ricky Casino's 4,000+ total into a quality claim. Instead, the review follows A$20 through the cashier, reads Up to A$7,500 + 550 Free Spins as a complete rule and treats Instant – 3 days as an estimate rather than a guarantee.

Ricky Casino's clearest advantages are 1,000+ jackpot games, great studio lineup with 30+ top providers, 10-part welcome bonus. Against those points, we record slightly higher wagering requirements and no pragmatic play games as the principal reservations.

This Ricky Casino assessment records a dated version of Up to A$7,500 + 550 Free Spins, A$20 and Instant – 3 days. If the live terms differ, stop and use the newer rule; no promotion justifies exceeding an affordable gambling limit.

Pros

  • 1,000+ jackpot games
  • Great studio lineup with 30+ top providers
  • 10-part welcome bonus
  • Birthday bonus available
  • Great level-up VIP bonuses
  • Many responsible gambling tools

Cons

  • Slightly higher wagering requirements
  • No Pragmatic Play games
  • Dated design
  • Steep wagering requirements
  • The casino might request KYC documents multiple times

Should You Play at Ricky Casino? Aussie Playbook Explains

Ricky Casino's overall evidence combines 4,000+, an A$20 entry point, the Instant – 3 days payout description and the company Dama N.V. A strength in the Ricky Casino lobby cannot cancel a material Ricky Casino weakness in cashout rules or ownership disclosure.

Whether Ricky Casino suits a player depends on Ricky Casino's available games, the ordinary deposit planned for Ricky Casino and the preferred cashout route at Ricky Casino. Those needs must fit Ricky Casino's documented restrictions. Compare A$20, Instant – 3 days and the current Up to A$7,500 + 550 Free Spins terms with at least one Ricky Casino alternative. The live cashier at Ricky Casino and the formal rules published by Ricky Casino override this rating whenever the product changes.

The final Ricky Casino decision should match the intended games, ordinary deposit and preferred withdrawal method. Compare those needs with the documented limits instead of treating the rating as a universal recommendation.

Ricky Casino Bonuses

To assess bonus range, start with the planned payment at Ricky Casino rather than the Up to A$7,500 + 550 Free Spins maximum. Record Ricky Casino's Ricky Casino Bonuses credit, eligible bets and final conversion separately.

Compare Ricky Casino's bonus range outcome with the same Ricky Casino planned payment without promotional credit. Skip Ricky Casino's offer if its wagering load, excluded games or conversion limit makes the bonus range session longer than intended.

The multiplier for bonuses may match Ricky Casino's sign-up headline while the qualifying deposit or permitted games differs. Recheck the Ricky Casino claim deadline rather than borrowing rules from a different bonuses offer.

Welcome Bonus

Read Ricky Casino's welcome bonus terms from payment through cashout: qualifying deposit, credited reward, recognised turnover and release as cash. The Up to A$7,500 + 550 Free Spins promotion name omits that account journey.

Confirm whether Ricky Casino records turnover differently across pokies, live tables and RNG games for welcome bonus. Record the Ricky Casino expiry and welcome bonus conversion ceiling before play; completing the visible welcome bonus counter cannot override Ricky Casino's separate cashout limit.

Compare Ricky Casino's welcome bonus with alternatives at the same pre-set deposit. This prevents welcome bonus at Ricky Casino from looking better solely because claiming welcome bonus requires more money and creates extra turnover.

Sign Up BonusBonus OfferWagering Req.
Deposit 1100% up to AU$500 + 100 free spins50x
Deposit 250% up to AU$500 + 50 free spins50x
Deposit 350% up to AU$1,000 + 50 free spins50x
Deposit 450% up to AU$1,000 + 50 free spins50x
Deposit 550% up to AU$1,000 + 50 free spins50x
Deposit 650% up to AU$1,000 + 50 free spins50x
Deposit 750% up to AU$1,000 + 50 free spins50x
Deposit 850% up to AU$500 + 50 free spins50x
Deposit 950% up to AU$500 + 50 free spins50x
Deposit 1050% up to AU$500 + 50 free spins50x

Tuesday Bonus

To assess tuesday bonus, start with the planned payment at Ricky Casino rather than the Up to A$7,500 + 550 Free Spins maximum. Record Ricky Casino's Tuesday Bonus credit, eligible bets and final conversion separately.

Confirm whether Ricky Casino treats pokies, streamed tables and RNG titles differently for tuesday bonus. Record the Ricky Casino expiry and tuesday bonus conversion ceiling before play; completing the visible tuesday bonus counter cannot override Ricky Casino's separate cashout limit.

Compare Ricky Casino's tuesday bonus with alternatives at the identical budgeted amount. This prevents tuesday bonus at Ricky Casino from looking better solely because claiming tuesday bonus requires more money and creates extra turnover.

Wednesday Bonus

Ricky Casino lists wednesday bonus under the Up to A$7,500 + 550 Free Spins headline. Check the wednesday bonus deposit and Ricky Casino wagering base, then verify Ricky Casino game eligibility, wednesday bonus stake limits, expiry and conversion.

Calculate Ricky Casino's wednesday bonus turnover prior to opting in. Wagering applied to both balances at Ricky Casino can exceed a calculation based on credit alone using the same multiplier. Keep the pre-set payment fixed and check the wednesday bonus stake ceiling throughout play.

Compare Ricky Casino's wednesday bonus with alternatives at the same pre-set deposit. This prevents wednesday bonus at Ricky Casino from looking better solely because claiming wednesday bonus requires more money and creates extra turnover.

Friday Bonus

Ricky Casino's friday bonus terms form an account sequence, not one Ricky Casino reward figure. The current friday bonus headline is Up to A$7,500 + 550 Free Spins. Check Ricky Casino eligibility and game contribution, then verify friday bonus timing and Ricky Casino cashout rules.

Treat every Ricky Casino stage or reload under friday bonus as a separate offer. Complete the relevant Ricky Casino activation before any friday bonus wager; Ricky Casino may otherwise exclude play that appeared eligible.

The multiplier for friday bonus may match Ricky Casino's initial promotion figure while the eligible deposit or list of included games differs. Recheck the Ricky Casino acceptance window without recycling terms from another friday bonus offer.

VIP Bonus

Read Ricky Casino's vip bonus conditions by operational step: payment required, credit received, wagering that counts and cash conversion. The Up to A$7,500 + 550 Free Spins advertised label leaves those steps unspecified.

Confirm whether Ricky Casino treats pokies, streamed tables and RNG titles differently for vip bonus. Record the Ricky Casino expiry and vip bonus conversion ceiling before play; completing the visible vip bonus counter cannot override Ricky Casino's separate cashout limit.

The multiplier for vip bonus may match Ricky Casino's sign-up headline while the qualifying deposit or permitted games differs. Recheck the Ricky Casino claim deadline rather than borrowing rules from a different vip bonus offer.

Birthday Bonus

Read Ricky Casino's birthday bonus conditions by operational step: required deposit, promotional credit, counting wagers and conversion into withdrawable funds. The Up to A$7,500 + 550 Free Spins label alone is not a transaction explanation.

Confirm whether Ricky Casino treats pokies, streamed tables and RNG titles differently for birthday bonus. Record the Ricky Casino expiry and birthday bonus conversion ceiling before play; completing the visible birthday bonus counter cannot override Ricky Casino's separate cashout limit.

The multiplier for birthday bonus may match Ricky Casino's sign-up headline while the qualifying deposit or permitted games differs. Recheck the Ricky Casino activation deadline without applying rules taken from another birthday bonus offer.

  • You need to contact customer support to request it.
  • You’ll need to confirm that it’s actually your birthday.
  • With a deposit of A$225, you’ll get a 50% match (A$112.50) as bonus money.

VIP Program

Ricky Casino's vip program terms form an account sequence, not one Ricky Casino reward figure. The current vip program headline is Up to A$7,500 + 550 Free Spins. Check Ricky Casino eligibility and game contribution, then verify vip program timing and Ricky Casino cashout rules.

Calculate Ricky Casino's vip program turnover prior to opting in. Wagering applied to both balances at Ricky Casino can exceed a calculation based on credit alone using the same multiplier. Keep the pre-set payment fixed and check the vip program stake ceiling throughout play.

VIP LevelFree SpinsCashback BoostCash + Deposit Bonus
1: Cosmic Initiate206%
2: Lunar Scout306%
3: Meteor Tracker506%
4: Solar Pathfinder706%
5: Steller Voyager1006%
6: Nebula Explorer1306%
7: Celestial Nomad1506%
8: Galactic Pioneer100 VIP FS4%A$150, without deposit bonus
9: Orbital Seeker120 VIP FS5%A$150 and 50% every Friday
10: Cosmic Wanderer6%A$150 and 50% every Friday
11: Astral Adventurer7%A$250 and 50% every Friday
12: Universal Wayfarer8%A$300 and 50% every Friday
13: Intergalactic Conquerer9%A$450 and 50% every Friday
14: Quasar Vanguard10%A$500 and 50% every Friday
15: Supernova Crusader11%A$600 and 80% every Friday
16: Cosmic Overlord12%A$700 and 80% every Friday
17: Nebula Emperor13%A$800 and 80% every Friday
18: Galactic Sovereign14%A$900 and 80% every Friday
19: Steller Monarch15%A$1,800 and 80% every Friday
20: Universe Conqueror20%A$5,300 and 80% every Friday

Tournaments

Ricky Casino advertises Up to A$7,500 + 550 Free Spins, but tournaments must be assessed from Ricky Casino's qualifying deposit and Tournaments wagering base; permitted games, stake cap, expiry and conversion define usable value.

Calculate Ricky Casino's tournaments playthrough before the claim. Deposit-and-bonus turnover at Ricky Casino can exceed a bonus-only formula using the same multiplier. Keep the intended deposit fixed and check the tournaments stake ceiling throughout play.

The multiplier for tournaments may match Ricky Casino's initial promotion figure while the eligible deposit or list of included games differs. Recheck the Ricky Casino acceptance window without recycling terms from another tournaments offer.

Ricky Casino Real Money Games

Ricky Casino reports 4,000+ across its lobby. Our real money games assessment of Ricky Casino Real Money Games weighs formats, studio spread and visible rules rather than only Ricky Casino's count. Confirm the current lobby.

Ricky Casino may offer real money games with separate return settings across alike Ricky Casino tables can use different limits. A larger title count cannot improve the odds of one game, so the real money games information panel carries more weight than the 4,000+ headline.

Ricky Casino's navigation matters as much as the catalogue total. Use Ricky Casino search and provider filters for real money games. Read Ricky Casino's information screen for real money games RTP or Ricky Casino table rules; category artwork is not evidence.

Ricky Lobby Overview
Total Games4,000+
Available Pokies3,500+
Available Live Dealers85+
Other Game TypesJackpots, Roulette, Table, Casual, Lottery
Software ProvidersNetGame, BGaming, Belatra, Zillion, Yggdrasil, KA Gaming, Platipus, Playson, OnlyPlay, etc.

Online Pokies

Online Pokies is one Ricky Casino game category. Use Ricky Casino's provider filter to locate online pokies rules and stakes. A high Ricky Casino game count cannot replace that check.

Ricky Casino may offer online pokies with separate return settings across alike Ricky Casino tables can use different limits. A larger title count cannot improve the odds of one game, so the online pokies information panel carries more weight than the 4,000+ headline.

Add Ricky Casino's side wagers and paid features to the online pokies round total, and treat quick play as a spending-rate control rather than an odds improvement.

  • Luck of Tiger
  • Elvis Frog Trueways
  • Buffalo Power: Christmas
  • Triple Fortune
  • Coin Up: Lightning

Table Games

Ricky Casino reports 4,000+ across its lobby. Our table games Ricky Casino review of Table Games considers distinct games, browsing and rule visibility. Supplier changes make the logged-in catalogue decisive.

Title availability can vary across Ricky Casino's supported locations and devices. Before depositing for table games, confirm that the selected Ricky Casino game opens in the logged-in Ricky Casino lobby and check the table games contribution rate if the Up to A$7,500 + 550 Free Spins promotion will be used.

Ricky Casino's lobby organisation matters beside the raw game count. Use Ricky Casino search and provider filters for table games. Read Ricky Casino's information screen for table games RTP or Ricky Casino table rules; category artwork is not evidence.

Live Dealers

Live Dealers is one Ricky Casino game category. Use Ricky Casino's provider filter to locate live dealers rules and stakes. A high Ricky Casino game count cannot replace that check.

At Ricky Casino, Each game has its own return model, volatility and feature rules despite the 4,000+ headline. Confirm the live configuration and bonus contribution inside the title.

Ricky Casino's navigation must be weighed with the number of games. Use Ricky Casino search and provider filters for live dealers. Read Ricky Casino's information screen for live dealers RTP or Ricky Casino table rules; category artwork is not evidence.

Jackpots

Ricky Casino reports 4,000+ across its lobby. Our jackpots Jackpots check looks beyond the total to title variety, navigation and rules at Ricky Casino. The live lobby remains the availability check.

At Ricky Casino, RTP and volatility attach to the exact game version, not the advertised 4,000+ total. Read its current information screen and bonus contribution before wagering.

Ricky Casino's catalogue size is useful only with workable navigation. Use Ricky Casino search and provider filters for jackpots. Read Ricky Casino's information screen for jackpots RTP or Ricky Casino table rules; category artwork is not evidence.

Casual Games

Casual Games is one Ricky Casino game category. Use Ricky Casino's provider filter to locate casual games rules and stakes. A high Ricky Casino game count cannot replace that check.

Ricky Casino may offer casual games with several return configurations, even when similarly presented Ricky Casino tables can use different limits. A broad catalogue does not change any game’s probability, so the casual games information panel carries more weight than the 4,000+ headline.

At Ricky Casino's, distinguish the base casual games wager from side bets, purchased features and accelerated play. Extra cost does not create better mathematics.

Software Providers

Software Providers is one Ricky Casino game category. Use Ricky Casino's provider filter to locate software providers rules and stakes. A high Ricky Casino game count cannot replace that check.

Ricky Casino may offer software providers under different mathematical settings, although lookalike Ricky Casino tables can use different limits. Catalogue breadth is unrelated to the chance of a win, so the software providers information panel carries more weight than the 4,000+ headline.

Ricky Casino's catalogue size is useful only with workable navigation. Use Ricky Casino search and provider filters for software providers. Read Ricky Casino's information screen for software providers RTP or Ricky Casino table rules; category artwork is not evidence.

  • NetGame
  • BGaming
  • Betsoft
  • Belatra
  • Booming Games
  • Booongo
  • Lucky Streak
  • Mascot Gaming
  • MrSlotty
  • Platipus
  • Playson
  • Yggdrasil
  • OnlyPlay
  • Zillion
  • Fugaso
  • KA Gaming
  • 1spin4win
  • Reevo
  • Spribe
  • Apparat Gaming
  • Gamzix
  • Clawbuster
  • Tom Horn Gaming
  • Swintt
  • Popiplay
  • BetGame
  • Mancala Gaming
  • VoltEnt
  • ICONIC21
  • InOut
  • Felix Gaming

Payment Methods at Ricky Casino

Ricky Casino lists A$20 for initial funding and gives Instant – 3 days as the Ricky Casino cashout estimate. For each payment method at Ricky Casino, check its limits and fees, supported Ricky Casino currencies and current availability. The Ricky Casino profile should match the payment account holder.

An instant payment method label at Ricky Casino describes only the payment rail. The complete Ricky Casino process still includes its Instant – 3 days review window, Ricky Casino account verification and method limits; retain the Ricky Casino request reference before any irreversible crypto transfer.

Ricky Casino payment costs can arise in its cashier, at the provider, through currency conversion or on a blockchain network. Reading only one fee column may understate the total when the account and method use different currencies.

Overview of Payment Limits & Times

Ricky Casino lists A$20 for initial funding and gives Instant – 3 days as the Ricky Casino cashout estimate. For each payment method at Ricky Casino, check its limits and fees, supported Ricky Casino currencies and current availability. The Ricky Casino profile should match the payment account holder.

An instant payment method label at Ricky Casino describes only the payment rail. The complete Ricky Casino process still includes its Instant – 3 days review window, Ricky Casino account verification and method limits; retain the Ricky Casino request reference before any irreversible crypto transfer.

Payment MethodMin. DepositMin. WithdrawalPayout Time
VisaA$30
MastercardA$30
MaestroA$30
CashtoCodeA$20
NeosurfA$20
Bitcoin100 μBTCA$30Instant
Dogecoin1 DOGA$30Instant
Ethereum2 μETHA$30Instant
Litecoin10 μLTCA$30Instant
Tether5 USDTA$30Instant
Bank WireA$2503 – 10 banking days
Bank TransferA$1003 – 10 banking days
PayAnyBankA$303 – 10 banking days

Ricky Withdrawal Limits: Detailed Breakdown

Ricky Casino lists A$20 for initial funding and gives Instant – 3 days as the Ricky Casino cashout estimate. For each withdrawal route at Ricky Casino, check its limits and fees, supported Ricky Casino currencies and current availability. The Ricky Casino profile should match the payment account holder.

An instant withdrawal route label at Ricky Casino describes only the payment rail. The complete Ricky Casino process still includes its Instant – 3 days review window, Ricky Casino account verification and method limits; retain the Ricky Casino request reference before any irreversible crypto transfer.

Using one eligible method both ways can simplify Ricky Casino's ownership checks, although the return route may differ. Confirm it before depositing and avoid third-party accounts whose holder does not match the Ricky Casino profile.

Mobile Play at Ricky Casino

A Ricky Casino app claim is checked against the actual download source and the functions available after login. Progressive web access normally uses the same account through a home-screen icon.

Do not install a Ricky Casino package from an advert or unofficial message. Open the known domain, secure the device and review payment permissions before use.

The Ricky Casino conclusion about mobile play depends on the live Ricky Casino account display. Ask Ricky Casino support to document any missing or inconsistent mobile play limit before transferring funds.

Is Ricky Casino Legit for Australian Players?

For “Is Ricky Casino Legit for Australian Players?”, Ricky Casino identifies Dama N.V as its operator. That is useful evidence of ownership, but the licence, web address, payment conditions and complaints process must also match.

Before acting on “Is Ricky Casino Legit for Australian Players?”, compare Ricky Casino's signed-in product with its applicable terms and retain any material rule.

Safety & Security Overview

A credible Ricky Casino record for safety & security overview should connect Dama N.V to current terms, a valid regulatory entry and the exact domain being used. Old badges and review scores cannot replace those checks.

Set account limits before play and secure every Ricky Casino recovery method. If control or privacy is in doubt, stop funding the account while the issue is investigated.

Ricky Casino's source-of-funds check can request more than ordinary identity verification. Its team should name the required document and provide a secure upload route; redact personal data only where the instructions expressly permit it.

OwnerDama N.V.
Year Launched2021
LicenseCuracao
License NumberOGL/2023/174/0082
SSLYes
2FAYes

Responsible Gambling Tools

Review Ricky Casino's deposit, loss and session controls before funding the account. A limit set while calm is more dependable than one chosen after a difficult responsible gambling tools session.

If play at Ricky Casino no longer feels voluntary, stop payments and use an independent Australian gambling-support service. Neither a Ricky Casino promotion nor a temporary account cap is a substitute for professional help.

Ricky Casino self-exclusion is a safety boundary rather than a temporary inconvenience. For responsible gambling tools, stop marketing messages and use independent blocking or support services where additional protection is needed.

How to Go Through KYC

For kyc, Ricky Casino should state which document proves each item and how recent it must be. Enter the upload area from the known account rather than an unsolicited message.

Provide clear, unedited Ricky Casino files through the confirmed channel. If another document is requested, obtain the purpose and acceptance criteria in writing.

A Ricky Casino source-of-funds request is distinct from ordinary kyc. Keep the case reference, submit only relevant evidence and request confirmation when the review is complete.

Customer Support

The Ricky Casino support test separates availability from usefulness. A quick answer about customer support has little value when it does not identify the rule or transaction being discussed.

For a payment or KYC dispute, send Ricky Casino one chronological record with the relevant terms attached. Request a named decision and the route for reviewing it.

Read the customer support section of Ricky Casino alongside its payment rules and customer support verification process. A feature at Ricky Casino can look convenient but lose value when customer support access or withdrawal conditions are unclear.

Live ChatYes, 24/7
Email[email protected]
Phone NumberNo
FAQYes
Social MediaNone

Ricky Casino Final Evaluation

Ricky Casino's overall evidence combines 4,000+, an A$20 entry point, the Instant – 3 days payout description and the company Dama N.V. A strength in the Ricky Casino lobby cannot cancel a material Ricky Casino weakness in cashout rules or ownership disclosure.

Whether Ricky Casino suits a player depends on Ricky Casino's available games, the ordinary deposit planned for Ricky Casino and the preferred cashout route at Ricky Casino. Those needs must fit Ricky Casino's documented restrictions. Compare A$20, Instant – 3 days and the current Up to A$7,500 + 550 Free Spins terms with at least one Ricky Casino alternative. The live cashier at Ricky Casino and the formal rules published by Ricky Casino override this rating whenever the product changes.

The Ricky Casino conclusion about final evaluation depends on the live Ricky Casino account display. Ask Ricky Casino support to document any missing or inconsistent final evaluation limit before transferring funds.

Ricky Casino Alternatives

Start the alternative search from the feature that Ricky Casino does not meet, then compare documented limits. Do not replace one mismatch with a larger but more restrictive offer.

Treat Instant – 3 days and A$20 as working Ricky Casino inputs, not guarantees. The alternative must offer a clearer accountable process for the feature being compared.

Compare Ricky Casino's alternatives with an equivalent reviewed feature. Clear Ricky Casino rules and predictable alternatives account steps outweigh an unusually large Ricky Casino headline.

FAQ

The Ricky Casino question list should explain where to find bonus rules, payment limits, verification steps and complaint contacts. Those summaries are navigation, not final evidence.

Check decisive Ricky Casino figures in the logged-in product and formal terms; record the applicable rule if it could change cost or cashout.

The Ricky Casino conclusion about faq depends on the live Ricky Casino account display. Ask Ricky Casino support to document any missing or inconsistent faq limit before transferring funds.

Is Ricky Casino a legit Australian casino?

For “Is Ricky Casino a legit Australian casino?”, Ricky Casino identifies Dama N.V as its operator. That is one ownership check; legitimacy also requires a matching licence, domain, cashier rules and escalation channel.

Treat this response about Ricky Casino as dated. The account area and written conditions decide “Is Ricky Casino a legit Australian casino?” if the product changes.

Can I play live dealer games at Ricky Casino?

For “Can I play live dealer games at Ricky Casino?”, our Ricky Casino review uses the listed catalogue of 4,000+ games, a minimum deposit of A$20 and a payout description of Instant – 3 days for comparison, not as a substitute for the answer in Ricky Casino's current rules.

Ricky Casino may revise the facts behind “Can I play live dealer games at Ricky Casino?”. Verify Ricky Casino eligibility and cost, then confirm Can I play live dealer games at Ricky Casino? Access before committing funds.

How long do withdrawals take at Ricky Casino?

For “How long do withdrawals take at Ricky Casino?”, Ricky Casino currently describes its payout timing as Instant – 3 days. This is an estimate rather than a guarantee: verification, the selected method, pending periods, weekends and account limits can extend the wait.

Recheck Ricky Casino's live evidence for “How long do withdrawals take at Ricky Casino?”; this answer should not override a newer condition or account-level restriction.

Does Ricky Casino have a mobile app?

For “Does Ricky Casino have a mobile app?”, our Ricky Casino review uses the listed catalogue of 4,000+ games, a minimum deposit of A$20 and a payout description of Instant – 3 days as a starting reference; the exact rule must be checked in Ricky Casino's current rules.

For “Does Ricky Casino have a mobile app?”, rely on Ricky Casino's current logged-in information and governing terms. Recheck both before transferring money.

Can I contact Ricky’s support by phone?

For “Can I contact Ricky’s support by phone?”, our Ricky Casino review uses the listed catalogue of 4,000+ games, a minimum deposit of A$20 and a payout description of Instant – 3 days as surrounding evidence. Confirm the point itself within Ricky Casino's current rules.

Recheck Ricky Casino's live evidence for “Can I contact Ricky’s support by phone?”; this answer should not override a newer condition or account-level restriction.